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Learn before the plunge

My son told me his interest about acquiring mutual funds. It has been his goal since he started working overseas - "just to make sure that his staying away from home will make some financial sense or benefit". The truth is  my son has tremendously matured as a result of his living abroad. He now thinks seriously about me and his father, about our future and I feel good seeing him grow emotionally enough to feel he is somehow responsible for his parents well being now that they are starting to grow old.

He's been offered a whole lot of things: stocks, additional life and health insurance. What's good about him is that he studies everything, all the angles, the risks and the benefits  before making a major decision. And that is definitely ideal.

I am glad that apart from making  research from just about everywhere, he has also taught of getting  more information from those who's had the actual experience of owning these financial instruments, who usually are friends and work colleagues.

After consuming the fact and fiction of investment instruments, he says he is now ready to take this much awaited calculated risk of a plunge. Yey!

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The Ibanag Family in Retrospect

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No one ever talks back. Let alone me. I can not recall if there ever was an instance when I mastered enough courage to explain anything even when there was a chance to do so. But it sure did happen one day when I was already 26 years old and had 2 children. Swell. :-)

The elderly are treated with respect in the Ibanag culture. Deference is essential if not required and is lavishly displayed and shown. Proper language and the right tone of voice characterize conversations with the elders. It is not uncommon to take the elder’s hand, bring it to the forehead or kiss the hand to show courtesy and respect.

Women are venerated in the Ibanag family. Most of the time they have the last say in decisions involving family affairs. Although Filipinas are kn…

Ibanag and Filipino Childbirth Rituals

"For parents, birth rituals and ceremonies provide an immediate sense of connection as well as inclusion of the child into the clan, tribe or community. These rituals establish at a very early stage, who they are. The rituals also serve as guideposts as they grow and develop their own sense of identity. Even if they drift away from or reject their heritage, their early experiences give them a place to return to if they so choose".

The Ibanag culture is filled with childbearing rituals and practices which have been handed down from one generation to another. Here are some of them.

1. It is said that if a pregnant woman has a lot of blemishes or pimples on her face, her baby will be a girl.
2. If the mother glows and radiates beauty, the baby will be a boy.
3. If the mother craves for sweets and other carbohydrates, the baby will be a girl.
4. If the mother is craving for oily or fried foods, the baby will be a boy.
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Learn the Ibanag dialect?

As I mentioned in one of my prior posts somewhere in one of my blogs, the Ibanag dialect is somewhat difficult to learn because when you speak it you can sound like a chirping bird :-)

I learned the dialect by just hearing it from my Mother who use it everytime her relatives come to our home to visit. And this was not that often. You see, her relatives from Isabela, that's where she was born, come to spend their vacation with us every summer, yes the whole summer months. And yes, EVERY summer of EVERY year. Well, they don't come empty handed. They bring sacks of rice, ample stocks of meat enough to feed all of us for 1 month. They bring live animals too, like chicken, piglets, not to mention baskets of fruits and vegetables, even our neighbors get their share.

Wherever Ibanags are, you know they are around because they are so loud and so noisy. They have this habit of speaking all at the same time :-)Sigh. Now if that is not enough reason for anyone to learn the dialect, I …