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Showing posts from February, 2013

Learn before the plunge

My son told me his interest about acquiring mutual funds. It has been his goal since he started working overseas - "just to make sure that his staying away from home will make some financial sense or benefit". The truth is  my son has tremendously matured as a result of his living abroad. He now thinks seriously about me and his father, about our future and I feel good seeing him grow emotionally enough to feel he is somehow responsible for his parents well being now that they are starting to grow old.

He's been offered a whole lot of things: stocks, additional life and health insurance. What's good about him is that he studies everything, all the angles, the risks and the benefits  before making a major decision. And that is definitely ideal.

I am glad that apart from making  research from just about everywhere, he has also taught of getting  more information from those who's had the actual experience of owning these financial instruments, who usually are friend…

Go Away Cortisol

Cortisol are hormones that bring about stress. We have it inside our bodies and are triggered by negativity.
 So who wants stress? Not you. Definitely not me.

So why  stress? A couple of reasons or conditions:

1. Emotional problems, such as unexpressed anger,  depression, grief, guilt, or low self-esteem.
2. Relationship issues,  feeling a lack of friendships or support in your life.
3. Major life changes, such as dealing with the death of a parent or spouse, losing your job, getting married, or moving to a new city.
4. Stress in the family, such as having a child, teen, or other family member who is also under stress, or being a caregiver to a family member who is elderly or who has health problems.
5. Conflicts with  personal beliefs and values. For example, you may value family life, but you may not be able to spend as much time with your family as you want.

Other social and job issues that can cause stress include:

6. Surroundings like a living that's  overcrowded, posing dan…

Anti-aging Activity

What is it about aging that makes one feel that time runs out as if nothing happened the whole day?  My day is like clockwork. Morning breakfast preparations, partner off to work and I am left with my household and personal chores. Social networking keeps me occupied as well.

But one thing I discovered, I could still keep brain  additionally busy by  taking some online courses. And I did start one recently, hoping another course will open come first week of April. I am delighted. These courses will allow my mind to keep on working and that's a big plus to avoid my synapses electrified and energized.

My friend based in Australia basically does the same thing as I have done. Despite having her hands full with family, a job and her orchid gardening chores, she keeps herself busy with personal training courses at

She said online courses offered at her school is what she needed exactly; take it at a time set by her,  during her most preferred days.  She says there&…